Health Insurance for the Self-Employed
Whether its one of the major automakers announcing thousands of layoffs or one of the software giants outsourcing high-paying jobs overseas to cheaper labor markets, the simple truth is that millions...
View ArticleCOBRA
The Consolidated Omnibus Budget Reconciliation Act was a law enacted in recognition of the rising health insurance costs and the growing number of people without coverage. Under COBRA, a departing...
View ArticleEmployer-Sponsored Health Insurance
While benefits are indeed decreasing and premiums/contribution amounts rising, employer-sponsored health insurance is still one of the greatest benefits offered by any company. According to the Human...
View ArticleHealth Savings Accounts
Health Savings Accounts, or HSA’s, are a new alternative for those looking for affordable, low-cost health insurance. However, while these are gaining popularity, they are very new and quite...
View ArticlePreferred Provider Organization (PPO)
On the other side of the coin is the PPO and it is not as common among employer-sponsored health insurance options but it is probably the one that employees prefer most. As the name implies, a...
View ArticleHealth Maintenance Organization (HMO)
As the name actually implies, an HMO places emphasis on maintaining optimal health through regular visits to your doctor. The idea is that most major illnesses can be prevented through inexpensive...
View ArticleTemporary Health Insurance
The reason that we all really need health insurance in this day and age is because of “The Big One”. That one big unforeseen car wreck or major illness could potentially destroy you financially if you...
View ArticleIndependent Health Insurance
Self-employment does indeed come with a long list of trade-offs and one of them is having to bear the entire burden of buying health insurance. When we have health coverage from an employer, we are...
View ArticleDental Insurance
Dental insurance is proven to be a large factor in the dramatic increase in oral health found in every age bracket since the end of World War II. Although advances in dentistry and the use of additives...
View ArticleHealth Insurance Overview
Escalating health care costs have honestly made the risks of not having health insurance costs too great. Even dental insurance can help prevent gum disease and tooth decay which are both small...
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